Sunday, March 20, 2016

Week 10 Reading Reflection

One of the biggest surprises for me in this weeks reading was interpreting when it is okay to walk away. you need to know your own limits and what will bring you success. not every deal will be a good deal so do whats best for you. i didn't find anything very confusing because i have a business background. if i could ask the author questions i would ask an intense where he was forced to walk away from a business deal. whats the best business advice you would give.


Growing My Social Capital :Week 10

Brian Taylor:
-Taylor is a Wells Fargo banker who also works as a financial adviser doing freelance work. Taylor graduated from UF with a bachelor's in business management and has been with Wells Fargo for eight years. Taylor currently handles business investments.

-Taylor fills the spot as a domain expert because he works in the business field by handling customers' investments and funds. He also works with many students due to the bank's location.

-Taylor and I work at the same bank location and I've been able to see him execute many deals. I spoke with him during lunch about his experiences as a financial adviser so far in his career.

-Taylor agreed to help me put together workshops and outline for the teaching seminars of the student investors. Taylor thought it was a great idea and he wanted to know if there was anything else he could do to help. In return he is able to refine his skills and contribute to youth education.

-Taylor has a lot of valuable knowledge that he can contribute which will bring more credibility to my business. He has first hand experience helping others invest, which is directly relevant to my objective.


Daniel Colpas:
-Colpas currently works with the student investment group on the UF campus. He is a sophomore finance major and plans to pursue a career in investment banking.

-Colpas fills the spot as the market expert because he is well educated in student investment and also works to educate others about student investing.

- Colpas and I went to the same high school and after talking to him recently, I discovered his involvement within this organization. We decided to have lunch to further discuss his experiences obtained through his position in the organization.

-Colpas said he is willing to reach out to his contacts and also promote my business on campus. In return all the members in the organization would receive a discount on the services my business provides.

-Colpas allows me to broaden my network and he also has a student perspective of how investments work. He would be a vital source of marketing and promotion on campus.


Trevor Fortner
- Fortner is third year student at the University of Florida. He studies information systems and also has a passion for coding. He also has a professional background. He is a brother of Alpha Kappa Psi.

-Fortner fills the spot as supplier because he is well-versed in coding products and has even worked on multiple application designs.

-Fortner and I are both members of the professional fraternity. I reached out to him because I was aware of his involvements. I approached him to assist me in designing the app, which he was thrilled to do.

-I would pay Fortner for his services designing the app and keep him as a part of the company to help with any technology problems that may arise later.

-Fortner's expertise in web design would be an asset to me because I am not familiar with the technology industry myself.


Final Reflection: this networking stradegy was very differnt from what ive used in the past often times theres a middle man that puts you in cinnection with the peron they know or bests fits the idea your trying to get across. this time i just went up to to people i thought would fit the description. this helped alot because i have to cultivate the relationship on the spot and really sell my idea to make it relevent to them.

Wednesday, March 16, 2016

Elevator Pitch No. 3 : Week 10


I kept the overall same style of my pitch form the last assignment. i focused this time as establishing my creditably by saying some of my past experiences and positions i've help that helped me think of a solution to this problem. i received a lot of great criticism. most people said that they loved the idea and had a great market. i tried to tackle all of the issues such has keeping this new heel fashionable, i also wanted to make them easy to use and contain so i would be solving one issue and presenting another. one of the feedback i received that i didn't focus so much on the solution. this was hard for me because i simply presenting an idea and explaining how it works. the only way i saw that i could focus more was to explain how it would be made and distributed however i felt this strays from the purpose of a pitch. i think i was able to take the criticisms from both my first and second try and encompass them into this final video.


Sunday, March 13, 2016

Week 9 Reading Reflection

1) The biggest surprise for me in this chapter was all of the different marketing philosophies. i am currently in marketing so it was interesting to see a cross over of ideas between these two classes and how the concepts were similarly explained. 


2) i didn't find anything in this chapter confusing seeing that i could cross reference the topics to marketing 

3) when you yourself go shopping do you take into account everything you know about consumerism and market strategies? what are the 2 most important aspects of marketing that you would give as advice to a start up company?

4) i agreed with a lot of his point he especially made sense when describing the consumer behaviors i don't have anything to disagree with.


The Secret Sauce : Week 9



1. 5 qualities that i think make my human capital unique are first my drive. i have a very strong opinion ad when i get something in my head i will make it happen no matter what i will push and push until im satisfied. second i would say my positive outlook because even when things get really tough i always try to find the silver lining or the best way out i know we cant  change the past so work hard in the present to change the future. third i would say im very athletic this is something that i consider a skill because i can play almost any sport with practice, its one of my greatest passions and is a way for me to relax and clear my head so im able to think differently. four i would my knowledge of family god and how important and connected they are is a huge part of understanding what makes me, me. and fifth i would say i have the skill of public speaking and speaking in general when i was younger i could always talk myself out of situations and now i can use to better articulate my words to get an opinion across, presentations, etc.




Dana has known me since middle school and has now been roommates with me for 1 year. she believes i am versatile which translates into my athletic abilities. she also believes i am a good problem solve  and calm during stressful situations which elude to working well under pressure. Dana also stated that i am a great public speaker and a loyal friend being that we've been friends for so many years.




Bryant has been my boyfriend of two years and some of the traits he thinks i poses are first perseverance, he also believes i has a fiery personality and attachment to things i care about. Hes also seen my strive which he describes as a hunger for success. my willingness to try new things. and i have a genuine nature.



Fresia has been my best friend since 6th grade and my roommate for 1 year now. some of the qualities she though i poses are adaptable, strong willed, athletic, confident at communicating and loyal. 




Alexis has been my best friend since we were 11 years old. in this time she has seen me to be smart and loyal through maintaining  friendship with her. she said that i am competitive and hardworking always willing to put 100 percent. which shows how dedicated i am to what i set my mind to.


These were all people ive know for many many years. so they all know me extremely well. the answers to my surprise seemed to all be relatively similar. even with two of my interviewees being as far as Orlando and Tampa. i defiantly agreed with the fact that im loyal i am very selective when letting someone get really close to be and once i let you in your someone i truly care about and will work to maintain that relationship. another skill that can up a lot was drive strong will or perseverance i always put my all into anything im passionate about and try my hardest to always do well. the third was my sport orientation which i ve grown up with and till to this day use as an outlet and something to build on. honestly overall i agreed will all the qualities stated by my interviewees and they were extremely similar if not identical to how i perceived myself. i was confident in my list when i made it and because the responses were so similar i would change my personal list.

Wednesday, March 9, 2016

Napkin Idea No. 2 : Week 9

My name is Maria Yarbough. I' m very skilled in analytical thinking and problem solving.I'm great with math skills as well as communication skills. i hold public speaking as one of my strong points as well. many of my aspirations include building myself a sturdy framework so that i can do the things i love such as travel, spend time with family, and live a healthy lifestyle. my plan to build my frame work is to succeed in the corporate world as an investment banker. this being said i would love to be able to help other students get their feet wet with investing and building their own framework. my hope is that "Invest the Rest" will help students become wiser with their money while making a stake in the current market.

Im offering a way for students to learn the ins and outs of investing. so they can understand the stock market, and learn how to move through it. the ultimate goal is to make money. the student investors will be given the tools to capitalize on small stocks and predict their trends. it'll come equipped with a user friendly app that will allow them to make purchases, track their earnings, and stocks just as if they were strolling down Instagram or Facebook.

Originally wanted my market to be pulled directly towards college students but not restricted to UF. and im going to stick to this market. i had received feedback to appeal to an older crowd for this idea because those are the people who know about the stock market and are willing to take the risk. however this defeats the purpose of my idea. which is to educate the youth about the market so they are more savoy when they get to that older age. the stock market is worldwide so there would great opportunities for expansion, we are targeting any student will to make some money while learning to be money smart. i also believe starting at colleges is a great trial basis before the product extends its hand to other age groups so we can see what works and what doesn't from the up coming leaders of our generation.

Its a know fact that college students struggle. especially financially. this would offer them a new way to create income. They will also gain a new skill that will put them a foot forward when entering the real world.

one thing that will set my business apart is the learning sector not only will you be provided the channel to do investments were going to teach you how. taking the blind fold off of the stock market. this would help us spread awareness about the importance of the stock market. the benefits of the knowledge and possible opportunities we can provide students. in addition were offering convenience by selectively targeting college students and having basically everything accessible from your phone.

one area that i think is a little weak is why should the students care. investing doesn't appeal to all students so it would be challenging getting student to try us out. also students are already pressured by school would they be able to handle another task that they would have to learn and maintain. and ultimately would some students loose money which is a volatile possibility. money seems to be the biggest concern about this project to students the idea of losing their money. in this program i want to start off by the learning sector so students aren't just throwing their money into a pool. second in order to practice we will work on minuscule stocks where you can start by investing a penny, nickle, dollar ect. Until they are comfortable to raise the stakes. it'll be at their own pace. i believe this will eliminate the chances of losing big with you learning to gradually escalate into the stock market. this is supposed to be a fun way to learn and make money and i feel that the learning process and app to monitor your moves ensures both.

FEEDBACK: A lot of the feedback i received was positive. they thought this idea could really work. and the fact that it incorporates an app makes it user friendly. this really helped me reinforce my idea and solidify that this is a valid need. second there was a concern that i was targeting the wrong age market which i disagreed with. i think its important to teach students after all we are all in college to learn anyway. so appealing to an older crowd with more knowledge would take away from what i originally set out to do which was educate. it was also brought to my attention that getting students to care would also be an issue so spreading awareness holding small info sessions doing brief YouTube video breakdowns, or host stock trading games certain days on campus are all ideas in which i feel i could attack this weakness. the fear of losing money was the biggest concern but stock trading is a risk i want to tress that this is to learn so we will start on small stocks first to build up the student investors we are not just giving students a door to the stock market and saying jump in its all about becoming more comfortable with how it works so that your qualified to make bigger  moves. i also thought the app could have check points in earnings practice and learning so that you cant immediately jump to a thousand dollar stock because you are being over confident. you could look at it as unlocking levels. reading the feedback really helped me look deeper into my idea to discover its weakness and develop a plan to make them strengths.